Long Term Care Policies As you age, the risk for a serious or chronic health condition increases. If bad enough, these conditions will require everyday care from either your family or qualified nurses. This can be a very difficult time for your family as they are most likely working full-time jobs and taking care of… Read More


In 2014, the health insurance market changed forever with the implementation of the Affordable Care Act. Ever since then, the only consistent thing in the health insurance market has been change. One of the biggest health insurance changes happened in 2019. Through new legislation, health insurance companies started offering Association Health Plans to consumers in… Read More


Travel Insurance Plans Many health insurance plans do not cover you across state lines let alone outside of the country. This can leave you exposed to high medical expenses if you experience an emergency while traveling. Unfortunately, most health insurance Nevada plans will only cover any follow-up services you receive here in the states. If… Read More


In 2014, the Affordable Care Act was implemented into the health insurance market for individuals and families. With strict guidelines on how to enroll, the ACA also changed when people can apply for coverage. If you are uninsured and need health insurance coverage, you can apply for a plan during the Open Enrollment Period. Open… Read More


2020 Health Savings Account Eligible High Deductible Health Plans Why would you want a 2020 Health Savings Account Eligible High Deductible Health Plan? Because they can save you money. What is an HSA (Health Savings Account) eligible HDHP (High Deductible Health Plan)? The HDHP part means it is a health insurance plan that meets IRS… Read More


Does Medicare Cover Routine Hearing Exams? Medicare does not cover routine hearing exams, hearing aids, or exams for fitting hearing aids.¬†You pay 100% for routine hearing aids and exams. Medicare only covers hearing and balance exams if your doctor or other health care provider orders the exams. Tests help to diagnose hearing loss due to… Read More


As you get close to your 65th birthday, you will be bombarded with Medicare solicitations in the mail. These advertisements are usually for Private Medicare Plans. Before you enroll in a Private Medicare Plan, you must qualify for Original Medicare. Original Medicare is comprised of both Part A and Part B coverage. The first step… Read More


The Medicare Annual Enrollment Period in Nevada starts on October 15th and ends on December 7th every year. If you apply for coverage during this time period, your Medicare policy should start on January 1st. There are certain Special Enrollment Periods which may allow you to get Medicare coverage before January 1st. To learn more… Read More


How to Choose the Right Insurance Plan When selecting a health insurance Nevada plan, you will want to weigh all of your options before picking. It is important that you do not leave yourself exposed to high-cost sharing as well as spending too much on your premium. There are many different factors to consider so… Read More


Does Medicare Cover Osteoarthritis? There are dozens of different types of degenerative joint diseases which most people know as arthritis. The most common type of arthritis is Osteoarthritis. It happens when the cartilage cushioning a joint wears out resulting in bone grinding against bone. This painful condition causes stiffness in the joints, usually accompanied by… Read More