Health Insurance After Open Enrollment The open enrollment period is often a stressful time for many individuals. This is compounded by the confusing health insurance industry that is in a constant state of change. With new plans, premiums, and regulations,… Read More
How Do HSA Plans Work? I often have clients ask to see plans and prices for HSA eligible health insurance plans. Usually, the idea to shop these plans comes from a friend or colleague that explains that HSA plans are… Read More
Avoiding ACA look-alike Plans This will be the first year Nevada residents will not be able to purchase a plan outside of open enrollment. Due to this requirement, many people that missed the deadline on December 15th may feel pressured… Read More
The Medicare Access and CHIP Re-Authorization Act passed on April 26, 2015. This new legislation is abbreviated as ‘MACRA’. The new MACRA rules go into effect on January 1st, 2020. This legislation changed many aspects of Medicare Supplement Plans. This… Read More
Open Enrollment for Individuals and Families ends on 12/15 each year. The Medicare Annual Enrollment Period ends on 12/7 each year. If you applied for coverage before the deadline, your new plan should start on 1/1. Before you close the… Read More
Difference Between Private and Subsidized Insurance As a health insurance broker here, I am often the first stop for people looking for new health plans. Many people are either newly eligible for different coverage, left their employer, or moved here… Read More
What Is Coinsurance One of the most misunderstood topics of insurance is coinsurance. This is a term that describes your cost-sharing for a health plan. Insurance is certainly not an easy topic to understand. Terminologies such as deductibles, copays, premiums,… Read More
Health Insurance That Is Not Recommended There are numerous types of policies that someone can find and purchase that cover or claim to cover health-related expenses. When searching, you will likely come across qualified health insurance plans and other policies… Read More
Medicare Advantage Zero Dollar Plans A Medicare Advantage plan can be a great way to help save on medical expenses. While you also have the option to enroll in a Medicare Supplement plan when you turn 65, most Advantage plans… Read More
