The Social Security Administration recommends that consumers start shopping for Medicare in Nevada 3 months prior to Part B eligibility date. Before you start shopping for Medicare in Nevada, it is important to understand the entire Medicare process. People who want Medicare Advantage Plans or Medigap plans must enroll in both Part A and Part… Read More

Summary of Benefits It is very important to understand what your insurance provides coverage for. If not, there could be a significant cost to you for services received. Depending on the type of policy you purchase, the types of services that are covered can vary greatly. To avoid high medical bills, you should review your… Read More

Everyday I receive calls from Telemarketers soliciting me products I do not want. Just like you, our brokers are normal people. We do not like unsolicited telemarketing calls. When you visit our website, we do not share your personal information with anyone else. If you do not feel comfortable sharing your information online with us,… Read More

Open Enrollment ended on December 15th for coverage starting January 1st. If you missed Open Enrollment, you can still get coverage this year if you experienced a Qualifying Life Event. Qualifying Life Events are specific circumstances which allow you to enroll in coverage after the Open Enrollment period. Without one of these special circumstances, getting… Read More

Catastrophic Plans in Nevada The term catastrophic is often used to describe a health plan that removes most benefits besides limiting your expenses in a year. These plans are the lowest costing policies that you can purchase and still have the minimum amount of protection in case of serious injury or illness. Almost all qualified… Read More

Losing Employer Coverage If you are leaving your current employer that you have medical benefits with, you may be asking yourself what happens with your insurance. Generally, your coverage will end on the last day of the month that you left. To avoid any gap in coverage, you should begin looking for new coverage as… Read More

NV Realtor Association Health Plan Another recent addition to the association health plan market is now available¬†in Nevada. The Nevada Realtors Association has teamed up with local Reno health insurance provider Hometown Health to give Nevada residents new insurance options. As with the other association health plans, there are significant savings when compared to private… Read More

More and more companies are offering employee health insurance to their full time workers. Furthermore, the individual and family market has limited options for health care. These individual market plans also have very high premiums and are paid with post tax dollars. Because of this, people are shopping for jobs that offer employee health insurance… Read More

Are you planning a trip outside of the country soon and need help with coverage? Fortunately, buying an international travel insurance plan is easy to and cost effective. These plans will help cover you while traveling in different countries or while on a cruise ship. Some major medical policies will give you limited coverage. Because… Read More

The Affordable Care Act was implemented in January 2014. Since then, rates have steadily increased each year making major medical policies very expensive. Not everyone qualifies for government subsidies which ¬†forces them to spend thousands of dollars each year in premiums. Because of this, consumers are looking for alternate insurance options to help reduce insurance… Read More