Businesses that offer insurance benefits to employees might be required to offer a continuation of coverage to members terminated from the group plan. This continuation of coverage, or COBRA for short, is a government regulation under the Department of Labor. COBRA is the abbreviated name for the Consolidated Omnibus Budget Reconciliation Act. Fortunately employers do… Read More


Cobra and Part B As you approach age 65, you should start thinking about COBRA and Part B for Medicare Nevada Plans. Each of them may have a serious effect on your medical coverage and cost. There is an interplay between them, and you want to get it right. Looking to Retire? Unless you plan… Read More


Options for health insurance in Carson City Those living in Carson City have very similar insurance carrier choices as the rest of the state. Although, your monthly premium and network of doctors and facilities will vary greatly. Whether or not a plan is a good choice depends on if it fits your budget and if… Read More


Did you know that Hometown Health, a local insurance company in Northern Nevada, is offering low costing health insurance plans through the Carson Valley Chamber of Commerce? If you want a plan that doesn’t cost you an arm and a leg, now is the time to apply! Our local office in Reno can send you… Read More


Hometown Health, a local insurance company in Nevada, is now offering low costing health insurance through the Carson Valley Chamber of Commerce. Renown hospital owns Hometown Health. Also, they are the only non-profit insurance company in Nevada.  These new Carson Valley Association Plans will be available to small employers as well as Sole Proprietors who… Read More


Carson Chamber Plans Two new association health plans have been released for small businesses in Nevada. Hometown Health has teamed up with the Carson City Chamber and Carson Valley Chamber to offer lower costing options for health insurance. The discount in premiums for these plans can be anywhere from 5% to 25% less than current… Read More


Nevada Medicare Supplement A Medicare supplement plan can save you a significant amount of money in the long run. Supplements, also known as Med Supps or Medigap plans, provide you with the most freedom and lowest cost sharing for a Medicare plan. Although these plans have a monthly premium, you will pay very little or… Read More


Many people enrolled in Medicare are receiving IRMAA in Nevada. IRMAA, which stands for Income Related Monthly Adjustment Amount, applies to people in higher income brackets. Also these income brackets for IRMAA in Nevada are not the same as your standard tax brackets with the IRS. Depending on your situation, you may be able to… Read More


Nevada Association Health Plans While Washington still debates over association health plans, Nevada insurance carriers are still offering these options to small businesses. Association plans allow insurance carriers to offer groups of small employers the opportunity to form a large group. This allows the insurance company to lower rates and help save you on your… Read More


Since the Affordable Care Act passed, insurance companies have been looking for ways to decrease prices. Many have offered lower costing plans for specific illnesses. Others have put time limits on how long their coverage will last or ask health questions and increase the rate or deny you coverage based on the answers. The best… Read More