COBRA, which stands for the Consolidated Omnibus Budget Reconciliation Act, was passed into law in 1985. COBRA allows consumers to continue their enrollment in employer health insurance after becoming ineligible for coverage. Most individuals qualify for COBRA coverage for 18… Read More
Many of our health insurance Nevada members ask about the earliest dates they can sign up for the Medicare Nevada Part D. This is Medicare’s prescription drug benefit. When this benefit takes effect depends on when someone signs up before, during,… Read More
Currently, under the Affordable Care Act, all US Citizens are required to enroll in a Qualified Health Plan. Qualified Health Plans include the 10 Essential Health Benefits and cannot deny applicants based on preexisting conditions. Since the implementation of Qualified… Read More
When you’re under 65 years old, the cost of health insurance is fairly straightforward. You have your monthly cost, (your Premium) and the cost to use medical services (copays, deductibles, coinsurance…). After you turn 65 and have met some requirements… Read More
INSURANCE COVERAGE CHANGES Several insurance companies stopped selling plans in Nevada as of January 1st, 2018. Among this group was Humana. This affected people immediately, as all health insurance plans renew on the first of the year. Many Nevada residents… Read More
Medicare Part D Changes President Donald Trump is proposing Medicare Part D changes for the 60 million seniors and disabled people enrolled in Medicare. The new budget plan will tackle major issues ranging from the Donut Hole to Insurance Rebates.… Read More
As of January 1st, 2018, Ambetter Nevada from SilverSummit Healthplan now offers insurance coverage to Nevada residents in all 17 counties. Their health plans are available through the Silver State Health Insurance Exchange in Nevada. In the current coverage period, people can… Read More
New Special Enrollment Period Every year, individuals and families enroll in or renew their coverage during the Open Enrollment period. The deadline to enroll was between November 1st and December 15th. Due to special circumstances, some Nevadans qualify for a… Read More
In this upcoming year, we’re left with 3 individual medical insurance companies selling 2018 Nevada health plans. We’re losing most of the Aetna, Anthem, Prominence and Golden Rule for health insurance Nevada plans. Grandfathered plans that were in place before March… Read More
