Our Team

I earned my health insurance license in 2008, and graduated from the University of Nevada with a Bachelor’s degree in Business Management in 2009.

I’ve been heavily involved in the Affordable Care Act (Obamacare) since before it was passed into law in 2010. As a 3rd generation Nevadan, I understand the value of standing behind the promises I make to clients. Health insurance is designed to not only protect your health, but also your financial well being. Working with a no-cost broker like me can help make sure you’re taken care of, both physically and financially, when you need it the most.

I was born and raised in Mountain View, California. I moved to Reno in 2008 to attend college and fell in love with Reno in the process. I graduated from University of Nevada in 2012 with a double major in Criminal Justice and Speech Communications with a minor in Psychology.

Since 2012, I have been assisting Nevadans and Californians with their health care needs. I specialize in Medicare, Individual and Family, and Employer based medical plans. With 4 separate licenses and years of experience, I understand that every person’s needs are unique. As your broker, I will help you navigate the complex world of insurance until I find the right plan for you.

JT was born and raised in Reno NV. He began his career in health insurance in 2008, and has become a dedicated resource for individuals, and businesses who want to simplify the headache of health insurance. JT knows how to communicate with the health insurance companies in order to receive the best service for his clients. He has the expertise to recognize upcoming changes in the health insurance market and to confidently make the appropriate recommendations at each and every renewal. He is the father of two wonderful children, and enjoys spending as much time out in the Sierras as possible.

I earned my bachelor's degree with a dual major in Accounting and Information Systems at the University of Nevada after moving to Reno in 2015.

I have an extreme amount of appreciation for my clients and aim to find solutions for their exact needs while providing excellent service. After taking the time to learn from professionals around me, I have become an expert in various lines of insurance with the goal of having a long-lasting relationship between you and this office. Not only do I help my clients obtain insurance but expect myself to be a constant resource of information and problem solving all year long.

I was born and raised here in Reno, Nevada. I graduated from the University of Nevada with my bachelor’s degree in 2012 and majored in Community Health Science. After living in Las Vegas for four years, I returned here to Northern Nevada in 2016.

I started my career in insurance in 2016 when I obtained my Health, Life, Property, and Casualty licenses. My goal is to listen to your needs and help you figure out the best option to protect you and your family. I am also able to help you with all your Medicare needs and make your transition into Medicare as seamless as possible. I work with all major health companies in Nevada so I can shop all plans to make sure you, your family, or your business is getting the best possible option. My professional opinion and services are free of charge so you can come to me throughout the year with any questions or concerns with your insurance. I am looking forward to talking with you.

After growing up in the Central Valley of California, I moved to Reno to attend the University of Nevada. In 2021 I graduated with a B.S. in Marketing.

Being a part of the Health Benefits Associates team means that I am surrounded by invaluable sources of information that keep me up to date with the latest trends, changes, and news in health insurance. As your health insurance expert, it is my mission to utilize these resources and assist you through all things Medicare. I look forward to getting to know you and choosing an option that best suits all of your needs.

Katie Osterman is a licensed health and life resident producer. Before beginning with HBA, she was an assistant soccer coach at the University of Nevada. Prior to Nevada, Osterman was a volunteer assistant coach at the University of Washington. While at UW, Osterman received her master’s degree in intercollegiate athletic leadership. She was also a student-athlete for the West Virginia University women’s soccer team. She graduated from West Virginia University with a bachelor’s degree in sport management and a double minor in business administration and communications studies.

Health insurance is designed to protect you both physically and financially. Katie works with all major health insurance companies in Northern Nevada and is dedicated to connecting with her clients so she can navigate the complexities of insurance until she finds the right plan for you. She will continue to represent her client’s needs first, and she would like to help you today.

I have been helping Northern Nevada Employers with their group health insurance needs since 1987. In 1998, I formed Health Benefits Associates, a health insurance brokerage focused specifically on health insurance benefits for individuals, groups, and Medicare beneficiaries.

Over these last 25+ years, we have dealt with virtually every health insurance company that has done business in Nevada, and our brokerage continues to offer products from the highest rated insurers combined with the most competitive premiums possible. We have always represented our client’s needs first, and we would like to help you today.