Nevada Medicare Open Enrollment is here! Between October 15 and December 7, 2025, you have the opportunity to review, change, or enroll in Medicare plans. Whether you’re new to Medicare or considering a switch, here are five smart tips to help you prepare.
1. Review Your Current Coverage
The first step when preparing for Nevada Medicare Open Enrollment is to review your current coverage. Open Enrollment is your one chance of the year to make changes, so make sure you know what you already have and whether you need an update.
Ask yourself these two questions as you review your current Medicare coverage:
- Are your doctors still in-network?
- Have your prescription needs changed?
You should also review your Annual Notice of Change (ANOC) to see what will be different in your plan going into 2026 and consider whether those changes still work for your needs — and budget.
2. Make a List of Your Healthcare Needs
It’s always a good idea to go into Nevada Open Enrollment with a written list of your healthcare needs. Don’t just say “I’ll remember” as you’re shopping. Write it down!
Add at least the following to your list:
- Preferred doctors and healthcare facilities
- Current medications
- Upcoming procedures or treatments
That way, when it’s time to shop, you know exactly what to look for in a new plan.
3. Check for Changes in Prescription Drug Coverage
Even if you’re happy with your current Medicare plan, formularies (drug lists) can change every year. Make certain that your medications are still covered by your plan — remember to check your list!
Some plans may even drop drugs, change tiers, or adjust copays. A quick review of your current plan and checking the prescription drug coverage against other plans could save you hundreds.
4. Set a Reminder for Key Dates
Nevada Open Enrollment only lasts between October 15 to December 7. And if you miss the window, you might have to wait until the following year to change your Medicare coverage. That’s why it’s crucial that you don’t miss any important dates.
Mark your calendar for the October 15: the first day of Open Enrollment. Once the day hits, it’s important to be proactive. Don’t wait until the last minute to make changes. Early action gives you time to ask questions and not make rushed decisions.
5. Call a Licensed Medicare Advisor
Navigating Medicare can be overwhelming. It’s not just about comparing prices; it’s about understanding how the coverage works where you live. Only a local advisor knows the ins and outs of Nevada’s Medicare landscape, including which plans are strongest in your county, which providers are in-network, and how state-specific programs, like Nevada SHIP or Medicaid, interact with Medicare plans.
Local advisors also often have relationships with nearby clinics, making them familiar with regional trends — like which plans tend to change formularies or doctor networks more often.
If you want to make sure you get the best plan for your needs and budget, it’s important to work with someone who understands your community. It could be the difference between a good plan and a great one!
Ready to take on Nevada Open Enrollment? Contact Health Benefits Associates today! Our advisors will walk you through your options to find a Medicare plan that perfectly fits your unique needs. Set up an appointment by calling 775-828-1216 today. You don’t have to navigate Open Enrollment alone!
Nevada Medicare Open Enrollment Frequently Asked Questions
What changes can I make during Open Enrollment?
You can switch from Original Medicare to a Medicare Advantage plan, change Medicare Advantage plans, or adjust your Part D prescription drug coverage.
Are there any Nevada-specific Medicare Programs I should know about?
Yes. Nevada offers programs like SHIP (State Health Insurance Assistance Program) for free counseling and Medicaid for dual-eligible beneficiaries. These can help with costs and coverage decisions.
What happens if I miss the Open Enrollment deadline?
If you miss the December 7 deadline, you may have to wait until the next Open Enrollment period to make changes — unless you qualify for a Special Enrollment Period (SEP) due to life events like moving, losing other coverage, or qualifying for Medicaid.
Can I get help paying for Medicare in Nevada?
Yes. Nevada residents may qualify for programs like Extra Help for prescription drug costs or Medicare Savings Programs to help pay premiums, deductibles, and coinsurance. You can apply through the Nevada Department of Health and Human Services or get assistance from SHIP counselors.