Nevada Medicare

Discover Your Medicare Options

Medicare advertising can be relentless. With so many different options, it is easy to be confused about your choices. That’s where our office comes in. We help compare each choice to find the plan that fits your needs.

 

RECENT REVIEWS

Get a quote for Medicare plans using the button above or you can go to our contact page to give us a call!

Medicare has four main parts:

Part A (Hospital Insurance)
Medicare Part A helps cover your:
  • Inpatient care in hospitals
  • Skilled nursing facility care
  • Hospice care
  • Home health care
Part B (Doctor Insurance)
Medicare Part B helps cover your:
  • Services from doctors
  • Outpatient Care
  • Preventative Services
  • Medical Equipment
Part C (Medicare Advantage)
All in one alternative to Original Medicare:
  • Combines Parts A, B and D (not always)
  • Obtained from a private insurance carrier
  • Local network of doctors
  • Can offer additional benfits like dental, vision, and hearing
Part D (Prescription Drug Coverage)
Medicare Part D helps cover your:
  • Costs of prescription drug
  • Also obtained from a private insurance carrier
  • A fantastic quote tool can be found here: Part D Plan Search
  • You may have a penalty if you do not enroll when you are initially eligible

Continue down to view options to protect yourself from what Original Medicare doesn't cover.

 

Nevada Medicare

Once you have Parts A and B, there are two different routes you can go. This is either a Nevada Medicare Supplement or Medicare Advantage plan.

 

Both of these choices have pros and cons. Depending on your specific situation, one choice may be better suited for you. This is why comparing options with a licensed professional is so important. You can view below some of the differences between these choices to get a general idea of how each option works.
You can also use this button to see prices for Medicare plans based on your age.

 

MEDICARE QUOTE

Supplement Plans

Nevada Medicare Supplement Plans allow you to go to any doctor or facility in the United States that accepts Medicare patients, and generally cover all medical expenses after a small deductible (Plan G).
  • Supplement plans have a monthly premium. The amount will depend on your age and gender when enrolling.
  • Covers the remainder of the bill after your Part B deductible (Plan G). There are many other plan options but Plan G provides the most coverage.
  • Requires medical questionnaire UNLESS you're turning 65, leaving a Medicare Advantage plan in your first year, or leaving a group plan (other exceptions apply)
  • You can purchase it at any time, not just October 15th through December 7th.
  • You can visit any doctor or hospital who accepts patients over 65 years old and as a result, there is little restriction on the doctors you can choose from.
  • These do not include prescription drug coverage. A great tool for shopping drug plans can be found here: Part D plan search.

Advantage Plans

Nevada Medicare Advantage plans have premiums as low as $0!  Many also include prescription benefits with their medical plan.

  • In exchange for the low premiums, many plans limit the doctors who are covered.
  • Includes a maximum out-of-pocket. This limits the amount you pay annually for doctors and hospitals.
  • Very low co-pays are offered for most routine medical services
  • All rates are the same per zip code, regardless of age or sex
  • Need to be in a Special Enrollment Period or Annual Enrollment Period (Oct 15 - Dec 7th) to start coverage unless you are turning 65.
  • Guaranteed issue, you can't be denied or rated up based on your health (excluding End Stage Kidney Disease).
  • Many Nevada Medicare Advantage plans include dental, vision, and hearing aid coverage at no extra cost.
  • Medicare Annual Enrollment Period in Nevada

    Medicare Annual Enrollment Period in Nevada

    The Medicare Annual Enrollment Period in Nevada starts on October 15th and ends on December 7th every year. If you apply for coverage during this time period, your Medicare policy should start on January 1st. There are certain Special Enrollment Periods which may allow you to get Medicare coverage before …Read More »
  • Medicare IRMAA Appeal

    Medicare IRMAA Appeal

      Original Medicare parts A and B are not free. When you work in the US, there is a deduction in your paychecks for Medicare taxes. Unfortunately, that doesn’t make Medicare free once you turn 65. The truth is, they are not free. In fact, if you’re earning a higher …Read More »
  • Enrolling in a Medicare Advantage Plan

    Enrolling in a Medicare Advantage Plan

    Medicare Advantage Reno Basics Advantage plans are available to people who qualify for Medicare Nevada. These plans are different from Medigap Supplement Reno plans. Medicare Advantage plans are available at different times of the year depending on your eligibility. Before someone can get an Advantage plan, they need to meet a …Read More »

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