The New Year might not be so happy for many Nevada residents, as the cost of healthcare premiums is expected to increase drastically from 2025 rates. Some of the most popular plans could rise nearly 40% going into the new year. Here’s what you should know about Nevada Healthcare in 2026.
Premiums on the Rise
Rising healthcare premiums are nothing new for people across the United States. But 2026 might bring rises that could shock many, including right here in Nevada.
Several sources are expecting premiums for Nevada Healthcare in 2026 to increase by as much as 34%. The average health insurance premium will rise from $89 per month in 2025 to $202 per month in 2026 — or roughly $800 more per year for the typical family.
This drastic increase may push many Nevadans drop their insurance coverage altogether. Additional Medicaid cuts in a recent congressional bill could also cause an additional 115,000 residents to lose coverage.
The lack of coverage will put financial pressure on healthcare facilities, especially in rural areas. This may cause many rural residents to face hours-long drives for emergency care if facilities close.
Causes of Increased Cost for Nevada Healthcare in 2026
The increased cost of Nevada healthcare in 2026 is caused by several political and economic events:
- Expiring ACA premium tax credits
- Rising prescription drug prices
- Higher healthcare costs
- Inflation
With everything culminating in higher prices across the board, Nevada is facing the 6th-largest increase in health insurance premiums in the United States.
Find Affordable Health Insurance in Nevada
Although costs for Nevada healthcare in 2026 are definitely on the rise, there is some hope for maintaining affordable coverage. In 2025, Nevada introduced new Battle Born State Plans (BBSPs), which are expected to cost at least 15% less compared to typical private insurance plans. And even if your current health insurance premiums increase, that doesn’t mean there’s not another plan out there that could better suit your family’s needs and budget.
If you’re looking for more affordable health insurance coverage going into 2026, contact us at Health Benefits Associates. Our team of local agents know the Nevada healthcare landscape inside and out, and we’ll help you find an affordable option to fit your unique situation. Schedule a free appointment by calling 775-828-1216 today.