How Open Enrollment Works Whether your purchasing health insurance for the first time or have had your own coverage for years, it is important to brush up on any health care changes coming up for the new year. If your buying on your own for the first time, you can understand how open enrollment works… Read More


Carson City Health Insurance 2020 Google “Carson City Health Insurance 2020” and you’ll find an abundance of resources.  Skip the advertisements and don’t let them confuse you. Find a good health insurance broker who can quickly get you to what you want to know about health insurance in 2020. There are many choices for group… Read More


Reno Health Insurance 2020 Google “Reno Health Insurance 2020” and you’ll find an abundance of resources. Skip the advertisements and don’t let them confuse you. Find a good health insurance broker who can quickly get you to what you want to know about your health plan. There are many choices for group health insurance plans… Read More


Each year insurance companies come out with new changes. In the past, members could keep the same plan from year to year. Now, in order to comply with federal law, they have to change. Federal law requires them to stay inside specific guidelines. These have to fall into metal categories, such as bronze plans, silver… Read More


Using a Health Insurance Broker If you have used a broker to find your insurance before, you have a pretty good idea of what they do. Most people are used to the broker showing you some different options. After reviewing them, they help you get enrolled and all is well. Many people believe that after… Read More


HSA Plans for Individuals and Small Businesses Many small group employers or individuals could benefit from using an HSA (Health Savings Account). Although they sound appealing, the actual process of getting one started is usually not very clear. As your health insurance broker, we cannot sign you up or sell you an HSA bank account.… Read More


Travel Insurance Plans Many health insurance plans do not cover you across state lines let alone outside of the country. This can leave you exposed to high medical expenses if you experience an emergency while traveling. Unfortunately, most health insurance Nevada plans will only cover any follow-up services you receive here in the states. If… Read More


In 2014, the Affordable Care Act was implemented into the health insurance market for individuals and families. With strict guidelines on how to enroll, the ACA also changed when people can apply for coverage. If you are uninsured and need health insurance coverage, you can apply for a plan during the Open Enrollment Period. Open… Read More


2020 Health Savings Account Eligible High Deductible Health Plans Why would you want a 2020 Health Savings Account Eligible High Deductible Health Plan? Because they can save you money. What is an HSA (Health Savings Account) eligible HDHP (High Deductible Health Plan)? The HDHP part means it is a health insurance plan that meets IRS… Read More


Does Medicare Cover Routine Hearing Exams? Medicare does not cover routine hearing exams, hearing aids, or exams for fitting hearing aids. You pay 100% for routine hearing aids and exams. Medicare only covers hearing and balance exams if your doctor or other health care provider orders the exams. Tests help to diagnose hearing loss due to… Read More