A lot happens when you turn 65. It’s time to start thinking about retirement and collecting social security, you’re eligible for Medicare, you may see some tax changes — it’s an exciting time! But there’s one benefit about turning 65 that many people don’t take advantage of: enrolling in Medicare Supplement Plans.
There are plenty of Medicare Supplement Plans in Nevada that can help people turning 65 get even more coverage for the healthcare they need in the future. Here are five reasons why you shouldn’t wait to enroll in Medicare Supplement Plans in Nevada.
You only get one chance for guaranteed acceptance
The biggest reason why you should think about enrolling in Medicare Supplement Plans in Nevada as soon as you turn 65 is because it’s the ONLY time you’ll get guaranteed acceptance.
Once you enroll in Medicare Part B (which you can do at 65), you can also enroll in a Medicare Supplement Plan and get guaranteed acceptance without health screenings. This special period only happens once.
Many people figure they’re in good health now, so they have plenty of time to apply. But health issues that may disqualify you or make it harder or more expensive to get a Medicare Supplement Plan can sneak up on you quickly. Avoid the regret and take advantage of the guaranteed acceptance period as soon as you turn 65 and enroll in Medicare Part B.
Fills gaps in Original Medicare
Medicare is great, but it doesn’t cover everything. At 65, you might be feeling great, but you never know what health issues might arise in the future. Medicare Supplement Plans in Nevada are designed to cover gaps that Original Medicare doesn’t. That’s why they call it Medigap.
Things like extended hospital stays and excess charges from specialists aren’t covered by Original Medicare. And unless you want to pay for them yourself, it’s best to apply for a Medicare Supplement Plan once you turn 65. It’s always better to have coverage and not need it than to need it and not have it.
No annual renewal hassles
Remember those health issues that can easily sneak up on you? Well if you apply for Medicare Supplement Plans in Nevada as soon as you turn 65, you won’t have to worry about needing to renew your Medicare Supplement plan every year to maintain your coverage. Because once you’re enrolled, your Medigap plan is guaranteed renewable — even if your health changes. Your coverage will remain intact for as long as you pay your premium.
Predictable costs for easier budgeting
You might not be fully retired by 65, but if you enroll in Medicare Supplement Plans in Nevada, it’s much easier to predict your healthcare costs as you look forward. With Medigap, you know you’re covered for just about anything that could pop up. You won’t have to worry about high out-of-pocket costs if you ever experience a health issue. And on a fixed income, it’s much better to be able to predict your expenses than have to deal with surprises.
Nationwide coverage
Like to travel? Medicare Supplement Plans in Nevada don’t have to stay in Nevada. Most Medigap plans allow you to see any doctor or specialist who accepts Medicare — no restrictive networks. You’re free to travel or relocate without worrying about losing your coverage.
Learn more about Medicare Supplement Plans in Nevada
Understanding the Medicare Supplement Plan enrollment window is the best way to make an informed decision about your future. If you’re thinking about enrolling in Medicare Supplement Plans in Nevada, contact us at Health Benefits Associates.
Out trained agents will walk you through your Medicare and Medicare Supplement options to help you find the perfect solution to your unique healthcare and budgetary needs. Schedule an appointment today by calling 775-828-1216. We’d love to help you plan for your future.