Since the Affordable Care Act passed, insurance companies have been looking for ways to decrease prices. Many have offered lower costing plans for specific illnesses. Others have put time limits on how long their coverage will last or ask health questions and increase the rate or deny you coverage based on the answers. The best… Read More


The National Association of Insurance Commissioners (NAIC) recently commented on the proposed rule for the Department of Labor (DOL) to change the definition of employer under the ERISA Association Health Plans. This change would make it easier for small businesses to join with the intention of forming a collective group or Association Health Plans. The… Read More