Currently, under the Affordable Care Act, all US Citizens are required to enroll in a Qualified Health Plan. Qualified Health Plans include the 10 Essential Health Benefits and cannot deny applicants based on preexisting conditions. Since the implementation of Qualified… Read More
INSURANCE COVERAGE CHANGES Several insurance companies stopped selling plans in Nevada as of January 1st, 2018. Among this group was Humana. This affected people immediately, as all health insurance plans renew on the first of the year. Many Nevada residents… Read More
As a health insurance broker, Our office offers health insurance Nevada plans for every insurance company in Nevada. As I go through the year though, I’ve noticed clients tend to start buying the cheapest plan from each insurance company. People are… Read More
Every year, sometime around the first of the year, I get questions in my office about Calendar Year vs. Plan Year Deductible. When we explain the benefits of a health insurance plan to our clients, we usually go through the… Read More
Many Nevada residents need help paying for health insurance. As a result the Affordable Care Act created tax credits that help reduce the cost of insurance for thousands. To be eligible for these tax credits individuals must meet certain requirements including enrolling… Read More
Qualifying for Guaranteed Issue and Medicare Supplement Plans The world of health insurance is becoming more and more complex by the day. Most insured members are relieved once they turn 65 and qualify for Medicare Supplement plans. Medicare Supplements are… Read More
In an earlier post, I highlighted some of the costs associated with NOT buying health insurance, all being non-financial. After looking at this, many people think, “I just don’t care, I’m not buying it and you can’t make me!”. They might… Read More
If you enrolled for health insurance coverage through the NVHealthlink, re-enrollment is required later this year. This is for coverage during 2015 if you want your tax credit to continue. Otherwise no re-enrollment = no tax credit. For individuals and families… Read More
Still, have an older health insurance plan from last year? If so, this information is for you. For most people with older health insurance coverage, changes are coming at year end. If you still have your plan from last year… Read More
