When looking at plans this year there will be a lot of things to take into account. What doctors do you want to see? What benefits do you want to have with your plan? There are many more thoughts that will cross your mind this year but one of the biggest things to think about is what kind of network do you want? There are two different types of networks that providers have. We are going to look at one side of things for the Reno area and that will be PPO insurance in 2021.
Pros of Reno PPO Insurance 2021
The biggest benefit of a PPO plan this year is going to be the freedom you get. By getting a PPO plan you can go see a specialist without having to visit your primary care physician. This way you do not have to pay a primary copay every time you need a referral to see a specialist. Another plus to getting PPO insurance in Reno in 2021 is going to be the network list. The network list on PPO plans is larger than that of the HMO plans with the same company. PPO plans also offer out of network benefits for when you are traveling outside of the network area. If you get stuck in a situation where you need to see a doctor then you can go to an urgent care or an ER facility wherever you are at.
Who offers PPO Insurance?
If you are looking on the individual plan you only have one option when it comes to plans off-exchange. Hometown Health is the only provider in Nevada that offers a PPO plan outside of the marketplace. Hometown Health is a local insurance company that is owned by Renown. With these plans you get access to Renown’s hospitals as well as the largest trauma center in the Reno/Sparks Area. If you are looking for a group PPO plan then you have the option of going with other carriers that are in the area. there are four other carriers who offer a PPO plan through the group insurance market.
Come sit down with one our skilled brokers and they can look at all of your options and help get the best coverage for you. We do not charge anything for our services and your premiums are the same whether you use us or go through the insurance company. We will be your representative and will be able to answer your questions year around. Call us today!