Have you ever received a medical bill that does not add up to the benefits on your health insurance policy? Is your Explanation of Benefits also confusing you? In the video below, we review the importance of reconciling provider invoices with your Explanation of Benefits. Explanation of Benefits’ abbreviation is ‘EOB’. Your insurance company issues… Read More


In Nevada, consumers can apply for health insurance after Open Enrollment without a Qualifying Life Event. A qualifying life event is a free pass to allow coverage to start much earlier. Without a Qualifying life event (QLE) the waiting period is 90 days in the state of Nevada. If you do have a QLE, then… Read More


Medicaid Expansion We have had many inquiries regarding Nevada Medicaid participants struggling with their health plans. Due to the federally mandated requirements affecting the Medicaid expansion program, Nevadans have been experiencing¬†adverse side effects with their medical benefits. The state of Nevada added 41% more Medicaid enrollees so far this year. In addition, the expanded enrollment… Read More


Regulations for Native Americans Health insurance Regulations for Native Americans is already a confusing process. Fortunately, the Affordable Care Act and the Indian Health Care Improvement Act may help. It now contains contain provisions and exemptions which assist Native Americans with insurance. Open Enrollment is available during the entirety of the year for those in… Read More