2020 Prescription Drug Plans Since 2016 the Standard Medicare Prescription Drug Plan has changed a lot. The Deductible has gone up from $360 to $435 in 2020. Likewise, the Initial Coverage Limit has changed from $3310 to $4020 and the… Read More
Medicare and Long Term Care As we age and medical advances extend our lives, the odds of having a medical need increase every year. In particular, women are at higher risk as they live longer. Many clients ask about Medicare… Read More
What Original Medicare Doesn’t Cover When composing this article, I didn’t know which way to go. Such as writing an article about items covered or what original Medicare doesn’t cover. Medicare’s website lists the majority of covered services. To see… Read More
Moving to Nevada It can be difficult to know how your health insurance needs will be met when moving to a new state. More than likely your plan will either not continue once you move out of the service area… Read More
Cobra and Part B As you approach age 65, you should start thinking about COBRA and Part B for Medicare Nevada Plans. Each of them may have a serious effect on your medical coverage and cost. There is an interplay… Read More
Nevada Medicare Supplement A Medicare supplement plan can save you a significant amount of money in the long run. Supplements, also known as Med Supps or Medigap plans, provide you with the most freedom and lowest cost sharing for a… Read More
Part B of Medicare does not cover Shingles shots. Part D of Medicare Part D of Medicare usually does cover Shingles Shots and other available vaccines via Prescription Drug Plans or PDPs. But remember, “cover” and “pay for” do not… Read More
As a health insurance broker, technology over the last 5 years has completely changed my job description. It’s drawn a large gap between those with and those without the knowledge. The tech savvy insurance brokers who understand the advancements are… Read More
This question to me comes up most often when a client is nearing or at 65 and is not on Medicare yet. They are considering retirement and going on their company’s COBRA medical and prescription coverage. Staying on employer’s plan… Read More
