Purchasing Health Insurance on Your Own It may have been quite a while since you last shopped around for health insurance. The majority of Americans receive their coverage from their employer or have Medicare coverage. For those leaving their job, moving to a new area, or losing coverage some other way, looking for a new… Read More


Health Insurance After Open Enrollment The open enrollment period is often a stressful time for many individuals. This is compounded by the confusing health insurance industry that is in a constant state of change. With new plans, premiums, and regulations, it can be very difficult to find a plan and get enrolled before the deadline.… Read More


How Do HSA Plans Work? I often have clients ask to see plans and prices for HSA eligible health insurance plans. Usually, the idea to shop these plans comes from a friend or colleague that explains that HSA plans are the way to go. Another source is the attractive low deductibles that HSA plans have.… Read More


Avoiding ACA look-alike Plans This will be the first year Nevada residents will not be able to purchase a plan outside of open enrollment. Due to this requirement, many people that missed the deadline on December 15th may feel pressured to find something to cover medical expenses. This will, unfortunately, lead to individuals enrolling in… Read More


Difference Between Private and Subsidized Insurance As a health insurance broker here, I am often the first stop for people looking for new health plans. Many people are either newly eligible for different coverage, left their employer, or moved here recently. It has often been years since many new clients have shopped around for insurance… Read More


What Is Coinsurance One of the most misunderstood topics of insurance is coinsurance. This is a term that describes your cost-sharing for a health plan. Insurance is certainly not an easy topic to understand. Terminologies such as deductibles, copays, premiums, networks, and others can quickly confuse the average consumer about what they are buying. With… Read More


Health Insurance That Is Not Recommended There are numerous types of policies that someone can find and purchase that cover or claim to cover health-related expenses. When searching, you will likely come across qualified health insurance plans and other policies that seem like health insurance. Understanding the difference between these can help save you from… Read More


Open Enrollment for 2020 It is that time of the year again. Open enrollment for 2020 is upon us and there is no better time than right now to evaluate your health insurance needs. There can be many reasons why you would want to shop around for new plans. Maybe you are taking a new… Read More


Are you looking for health insurance? You may want to consider Health Plan of Nevada in 2020. United HealthCare owns Health Plan of Nevada. Health Plan of Nevada offers many different types of HMO plans to both individuals and small employers. Also, their headquarters is in Las Vegas. Over the past few years, many people… Read More


Hometown Health 2020 As we roll into the new year, health insurance will once again change for Nevada. A major carrier that has been providing coverage for around 30 years in Nevada is Hometown Health. What makes Hometown the carrier of choice for many silver state residents is the large network of doctors and facilities,… Read More