Balance billing is sometimes called surprise billing. In the world of health insurance, balance billing is one of the worst situations you may experience. Also, it can happen on almost any health plan in the United States. Federally, there are… Read More
Understanding your plan is important and can save you thousands of dollars in out of pocket claims. As a broker, I hear a lot of people say, “I want a PPO Plan so I can see any doctor anywhere!”. This… Read More
Blue Shield in Nevada When moving to a new state, one thing you should consider is how your health plan will cover you. Many California residents have been asking themselves this question when moving to Nevada. There are very specific… Read More
HSA Plans and Deductibles Many people I speak with often focus on the deductible of the health insurance policy they are considering. The deductible can often be used to determine how rich or “good” the plan is. While this can… Read More
Is Losing Coverage Due to Nonpayment a Life Event? The short answer: no. Generally, losing coverage because you did not pay your monthly premium is not considered a qualifying life event. There are quite a few different life events that… Read More
Purchasing Health Insurance on Your Own It may have been quite a while since you last shopped around for health insurance. The majority of Americans receive their coverage from their employer or have Medicare coverage. For those leaving their job,… Read More
Health Insurance After Open Enrollment The open enrollment period is often a stressful time for many individuals. This is compounded by the confusing health insurance industry that is in a constant state of change. With new plans, premiums, and regulations,… Read More
How Do HSA Plans Work? I often have clients ask to see plans and prices for HSA eligible health insurance plans. Usually, the idea to shop these plans comes from a friend or colleague that explains that HSA plans are… Read More
Avoiding ACA look-alike Plans This will be the first year Nevada residents will not be able to purchase a plan outside of open enrollment. Due to this requirement, many people that missed the deadline on December 15th may feel pressured… Read More
