Enrolling in Medicare in Nevada in 2021

Nevada’s Medicare market is expanding in the best of ways! In general, benefits are going up on most Medicare Advantage plans. Also, Medicare Advantage plans are available in new counties in 2021. Medicare Supplement premiums increase every year, but they are much lower in Nevada compared to other states. If you are looking to enroll in Medicare in Nevada in 2021, we can help! There are two main options when shopping for Medicare in Nevada in 2021:

Medicare Plan Eligibility

There are few eligibility rules when shopping for Medicare in Nevada in 2021. The rules are slightly different for Medicare Supplement Plans vs. Medicare Advantage Plans. Here are the basic eligibility rules to qualify for Medicare in Nevada in 2021:

  • You need to be enrolled in Part A of Medicare.
  • You need to be enrolled in Part B of Medicare.
  • Your permanent home address must be in Nevada.
  • You must be 65 years old or older (This is a Medicare Supplement Plan eligibility requirement in Nevada. This does not apply to Medicare Advantage Plans).

Plan availability will be based on the county you live in. Some counties will have more plan options than others. To get a quote for Medicare Supplement plan, please click here. If you are interested in a Medicare plan, please click here and one of our brokers will contact you for an appointment.

Part D Drug Coverage

Depending on the type of Medicare plan you enroll in, your policy may already include Part D drug coverage. Most Medicare Advantage plans in Nevada include Part D drug coverage. These plans are called Medicare Advantage Prescription Drug Plans (“MAPD”). If you are enrolled in a Medicare Advantage Plan that does not include Part D drug coverage, you cannot purchase a Standalone Part D Drug Plan.

Vice versa, Medicare Supplement Plans do not include Part D Drug coverage. If you have a Medicare Supplement Plan and you want drug coverage, you will need to enroll in a Standalone Part D Drug plan. You can change these Standalone Part D Drug Plans each year during the Annual Enrollment Period. Also, you can enroll in any Standalone Part D Drug Plan available in your area. You do not need to enroll in the same insurance company as your Medicare Supplement Plan.