More and more companies are offering employee health insurance to their full time workers. Furthermore, the individual and family market has limited options for health care. These individual market plans also have very high premiums and are paid with post tax dollars. Because of this, people are shopping for jobs that offer employee health insurance… Read More


Are you planning a trip outside of the country soon and need help with coverage? Fortunately, buying an international travel insurance plan is easy to and cost effective. These plans will help cover you while traveling in different countries or while on a cruise ship. Some major medical policies will give you limited coverage. Because… Read More


The Affordable Care Act was implemented in January 2014. Since then, rates have steadily increased each year making major medical policies very expensive. Not everyone qualifies for government subsidies which ¬†forces them to spend thousands of dollars each year in premiums. Because of this, consumers are looking for alternate insurance options to help reduce insurance… Read More


People who qualify for Medicare at 65 have multiple options. One of the options is called Part C Medicare Advantage. These plans for the most part include Part D drug coverage within the policy. The other type of policy is called Medigap. Medigap plans are also known as a Medicare Supplement plans. Medigap plans can… Read More


Open Enrollment for Individuals and Families started on November 1st and ended on December 15th. If you missed the deadline and live in Nevada, you can still enroll in health insurance after Open Enrollment. Most states require consumers to have a Qualifying Life Event to enroll in health insurance mid year. Nevada allows people to… Read More


Hometown Health, a local insurance company in Nevada, is now offering health insurance through the Better Business Bureau Association Plans. Renown hospital owns Hometown Health. Also, they are the only non-profit insurance company in Nevada.¬† These new Better Business Bureau Associations Plans will be available to small employers as well as Sole Proprietors. The plans… Read More


Did you know you can apply for Medicare Advantage Reno plans and Medigap Plans after the annual enrollment period deadline? Every year, the annual enrollment period for Medicare starts on October 15th and ends on December 7th. People can apply for Part D Drug Plans or Part C Medicare Advantage Plans during this time period.… Read More


Are you a sole proprietor looking for affordable health insurance? With recent changes to health care, there may be an option for you! President Trump passed an executive order legalizing Association Health Plans. Association Health Plans are a collection of small employers with a common membership. These small employers will join a large group risk… Read More


With health insurance premiums increasing every year, many people ask how HSA plans work and how it can benefit them. Health Savings Accounts, also known as HSAs, allow consumers to contribute pretax dollars into a savings account. The pre-tax dollars you put into the account are not taxed when you spend them on approved expenses.… Read More


Reasons to Enroll in Medicare Advantage Plan When shopping for Medicare plans, it is important to understand the differences between a Medicare Supplement Reno plan and a Part C Medicare Advantage Reno plan. Medigap Plans are known as Medicare Supplement Plans. For the most part, we recommend that consumers enroll in Medigap plans at 65… Read More