If it is not complex, it is not health insurance. Finding the right plan can be difficult. There are many options available in the current market. Every option is different and it can be confusing. Furthermore, Reno health insurance options are getting more expensive each year. People everywhere are facing the same issue. Fortunately, finding… Read More


In this upcoming year, we’re left with 3 individual medical insurance companies selling 2018 Nevada health plans. We’re losing most of the Aetna, Anthem, Prominence and Golden Rule for health insurance Nevada plans. Grandfathered plans that were in place before March 23rd, 2010 will stay effective, though the majority of plans are ending. Additionally, some of… Read More


Health Insurance Broker Why would you want to use a health insurance broker? Best coverage for the lowest price You may be thinking that health insurance, just like auto insurance, seems straightforward enough. You purchase the least expensive one that covers everything you need it to, and you’re all set! I wish it were that… Read More


Prominence Individual Health Medical Insurance here in Reno, Nevada, has made the decision to exit the Silver State Health Insurance Exchange (www.NevadHealthLink.com) and the federal health insurance Exchange Marketplace (www.healthcare.gov) at midnight on December 31st, 2017. This leaves just two health insurance Nevada companies operating on healthcare.gov for 2018 Health Plan of Nevada and Centene (aka… Read More


    Hi, I’m Alex with Health Benefits Associates. In this video, I’m going to explain Medicare Nevada Parts A and B Medicare When you turn 65 there are two benefits you’re eligible from the Social Security Administration. The first is your social security retirement income and the second is your Medicare eligibility. Both of… Read More


Every year, sometime around the first of the year, I get questions in my office about Calendar Year vs. Plan Year Deductible. When we explain the benefits of a health insurance plan to our clients, we usually go through the deductibles and out of pocket maximums. The deductible is the amount you pay before the… Read More


  When an insurance company “changes” the rate, what they almost always mean is they’re increasing the rate. To those people who aren’t paying attention during the health insurance renewal, this could be an expensive surprise. By the time they realize what’s going on it could be too late to do anything about it! When is… Read More


The Nevada Co-op made it’s first impression in Northern Nevada last week with the announcement of its new rates. This is a dramatic change from last year. In 2015 CEO Tom Zumtobel stated, “I don’t know why anyone in Northern Nevada would buy (the co-op) plans”. The meeting held with Health Insurance brokers was very informative.… Read More


Group Insurance vs. Individual Insurance Most people have two choices when shopping for health insurance. 1. “On-Exchange” Nevada Health Link plans, and 2. “Off-Exchange” private health insurance plans. You might be a small business owner with a third option – 3. Group Health Insurance or small business health insurance. The differences between group insurance vs. individual insurance continue… Read More


The way health insurance has evolved in the past 10 years has resulted in confusion, frustration, and general discontent for subscribers. People don’t like it. They don’t understand it and when they try to use it, they don’t know what to do. Many parts of the Affordable Care Act (Obamacare) were designed to attempt to… Read More