Aetna Medicare in Nevada
Aetna is a health insurance carrier that operates and provides health plans in Nevada. This includes Medicare plans for those that have their Parts A and B from the Social Security Administration. Once you have both parts, an Aetna Medicare Nevada plan may be a good fit. This will help cover what Original Medicare does not. Speaking with a health insurance broker is a great way to narrow down your options and find a plan that works best for you. Aetna provides both Medicare Supplement and Advantage plans to its members.
Medicare Supplement
Medicare Supplement plans have national doctor lists and cover almost 100% of your medical services after a small deductible. These plans tend to be the most comprehensive and have the most doctors in-network. Although, Supplement plans have a monthly premium to participate. The older you get, the more the plan will charge you to provide coverage. If you have regular medical needs, a Supplement plan will typically save you the most money.
If you enroll in a Supplement plan, you will also need to enroll in a prescription drug policy. Supplements, as well as Original Medicare, do not cover prescriptions. Even if you are not currently taking any prescription, you will still want to enroll in a drug plan to avoid any government penalty in the future.
Medicare Advantage
A Medicare Advantage plan is the counterpart to a Supplement policy. Advantage plans usually have no monthly premium associated with enrolling. Although, you will typically have higher out of pocket expenses for using medical services. You will also only be able to see doctors that are contracted and in-network with your carrier of choice.
Many Medicare Advantage plans include prescription drug coverage without additional fees. These policies also often include additional benefits such as dental, vision, and hearing aid coverage. Speak to one of our brokers to get the exact costs of what your plan might cover.
