Affordable Carson Valley Health Insurance Plans

Did you know that Hometown Health, a local insurance company in Northern Nevada, is offering low costing health insurance plans through the Carson Valley Chamber of Commerce? If you want a plan that doesn’t cost you an arm and a leg, now is the time to apply! Our local office in Reno can send you quotes within 24 hours for free. Also, we will help you understand how to qualify for these Carson Valley Health Insurance Plans and find the best options for you and your employees.


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Eligibility Requirements

There are a handful of requirements to qualify for a Carson Valley Health Insurance Plan. Hometown Health determines these rules and checks eligibility when the application is submitted. The main qualifications are:

  • Your business must be a member of the Carson Valley Chamber of Commerce.
  • Businesses can have no more than 50 employees.
  • Must have a valid Nevada Business License.
  • Your business must be located in one of the following counties: Carson City, Churchill, Douglas, Elko, Eureka, Humboldt, Lander, Lyon, Mineral, Pershing, Storey, Washoe, or White Pine.
  • Must have a Quarterly Wage Report.
  • 50% of the eligible uninsured employees are required to enroll


Becoming a Member of the Carson Valley Chamber of Commerce

Becoming a member of the Carson Valley Chamber of Commerce is easy and affordable. To become a member, please click on the web link to apply. The total number of full time employees in your business determines your annual membership cost. For example the 2019 membership fees are:

  • Sole Proprietor: $195
  • 1-5 Full Time Employees: $245
  • 6-10 Full Time Employees: $335
  • 11-20 Full Time Employees: $450
  • 21-30 Full Time Employees: $585
  • 31+ Full Time Employees: $715
  • Non Profits: $125

Also there are many other programs and sponsorships you can apply for at an additional cost. However, to qualify for the Carson Valley Health Insurance Plans, you only need a standard Association membership.


Covered Benefits

Compared to standard major medical benefits, these Carson Valley Health Insurance Plans are very similar in coverage. The main differences between normal Hometown Health Plans and these Association Plans are:

  • Infertility treatment is not covered
  • These plans cover 60 days of skilled nursing instead of 100 days.
  • Hearing aids are not covered.
  • Pediatric vision is not covered (adult vision benefits can still be added at an additional cost).
  • These plans do not offer a gym membership benefit.

Other than these minor differences, these Carson Valley Health Insurance Plans are ACA Compliant. Unlike some Association Plans, these major medical policies will cover you and your employees’ health needs without gaps in coverage. To learn more about the benefits and plan offerings, please follow this web link for more information.