Every year, sometime around the first of the year, I get questions in my office about Calendar Year vs. Plan Year Deductible. When we explain the benefits of a health insurance plan to our clients, we usually go through the… Read More
Small Business Health Insurance As a business owner or HR manager, small business health insurance is a daunting responsibility. To start a plan can be the toughest part, and once it’s up it can continue to be a challenge to… Read More
When an insurance company “changes” the rate, what they almost always mean is they’re increasing the rate. To those people who aren’t paying attention during the health insurance renewal, this could be an expensive surprise. By the time they realize… Read More
Many Nevada residents need help paying for health insurance. As a result the Affordable Care Act created tax credits that help reduce the cost of insurance for thousands. To be eligible for these tax credits individuals must meet certain requirements including enrolling… Read More
For individuals over 65, moving states can be a difficult process. With regard to health insurance, it can be nearly impossible. Enrolling in Medicare Nevada creates its own problems. Many Medicare plans allow you to move states, but others don’t. And… Read More
As a well informed Health Insurance Broker in Nevada, we get a lot of questions from our clients. Let me try to answer a few of the most common. I’ll start with the most asked question first – The… Read More
As anyone who has been through it can tell you – a major surgery can be a life-changing experience. No one has time to plan a surgery. The idea of being under the influence of anesthesia for any amount of… Read More
Prominence Point of Service New health insurance plans recently released from Prominence Health Plans now have much lower monthly costs. These plans can do this through something called a Point of Service model. Most people are familiar with HMO and… Read More
As a new member of the health insurance marketplace, it’s easy to always dial the wrong 1-800 numbers and “wrong departments”. In the past there was one universal uninsured helpline. You would be able to contact them about all health insurance… Read More
