Compare Health Insurance Plans When choosing a health insurance plan, it is important to balance your needs with the monthly premium. Premium and cost sharing are the two expenses to consider when purchasing a plan to cover medical services. With so many choices and benefits, it can be difficult to make the correct decision. Speaking… Read More


Reno Doctors If you recently purchased a Reno health insurance policy during open enrollment, you will want to ensure you go to doctors that are contracted with your insurance. Although there may be many Reno doctors in your area, they may not all be covered. Ensuring the doctors that you do see are contracted, will… Read More


Open Enrollment for Individuals and Families started on November 1st and ended on December 15th. If you missed the deadline and live in Nevada, you can still enroll in health insurance after Open Enrollment. Most states require consumers to have a Qualifying Life Event to enroll in health insurance mid year. Nevada allows people to… Read More


Builders Health Insurance in Northern Nevada The Builders Association of Northern Nevada is working with Hometown Health Plan to allow construction-related businesses to join together and purchase health insurance. The BANN Association insurance plans are the result of new federal rules. The rules released in June of this year allow businesses to join together to… Read More


On November 27th, 2018 the Builders Association of Northern Nevada, in partnership with Hometown Health, released new BANN Health Insurance plans. Their focus is small employers with between 2 and 49 full-time employees. The idea is to provide members with lower rates by circumventing large parts of the Affordable Care Act. Many of the cost-saving… Read More


BANN Insurance through Hometown Health Nevada small businesses will see another addition to the association group health plan market at the end of this year. BANN (Builders Association of Northern Nevada) will allow small employers to group together and have similar health insurance options as large employers. In addition to more options, eligible businesses will… Read More


Qualified Health Plans If you call into our office and ask about health insurance plans, you may hear us use the term qualified health plans and non-qualified. It is important to understand the difference between these before you buy. Doing so will help you make a better decision about the policy so there are no… Read More


Anthem Cancels Grandfathered Plans Last year, Anthem notified all owners of Affordable Care Act plans that their Individual and Family Plans (IFP) coverage would be terminated on December 31st, 2017.  Only owners of policies whose coverage was effective prior to March 2013 (Grandfathered Plans) would continue to have coverage.  As Anthem cancels grandfathered plans, it… Read More


Reno Chamber Association Plan The Reno and Sparks Chamber of Commerce has teamed up with Prominence Health Plan to provide an association Reno health insurance plan to small businesses in Washoe County. This plan will be rolling out at the end of this year. Small groups can begin coverage for December 1st or January 1st.… Read More


In 2014 the Affordable Care Act changed how we enroll in health insurance. They no longer base rates on health history. Instead, they now base the rates on your zip code and age. Health history makes no difference. This created a problem. How would you prevent someone from enrolling only when they needed to use… Read More