Health insurance is FULL of acronyms which can make things confusing! Two of the most important acronyms are HMO and PPO.     Don’t worry! This article will discuss the differences between HMO and PPO in simple terms. First, let’s start with the basics. The Nevada Division of Insurance defines HMO as:    … Read More


If you are shopping in Reno for Health Insurance in 2021, we can help! Our local office in Northern Nevada helps people navigate the complex world of health care. Our 7 licensed brokers also contract with every major medical insurance company. Also, we do not charge fees! Our team can help you with the following… Read More


Health Insurance Reno Plans and Rates If you are looking for a way to find out what health insurance plans are available in Northern Nevada, then you are in the right place. Our office is contracted with every health insurance Reno carrier. Depending on what market you’re in, there might be different carrier and plan… Read More


Medicare Supplement Plans and Rates in Reno Transitioning to Medicare can be a confusing and difficult time for many. The amount of plan choices and steps to complete this process does not make it easy. There are also plenty of ways to screw up your Medicare coverage or end up with life long penalties. The… Read More


Health Insurance Broker in Reno Nevada Health Benefits Associates is a local brokerage for health insurance in the Northern Nevada area. As a health insurance broker in Reno Nevada for over 30 years, our office has provided excellent service and assistance to anyone needing help finding a health insurance policy. You can read some of… Read More


In Northern Nevada’s health care market, Renown is on the forefront of people’s minds. People specifically choose health plans with access to Renown doctors. Fortunately, Renown owns two insurance companies: Hometown Health and Senior Care Plus. Since both insurance plans are owned by Renown, all insured members on these plans have access to Renown doctors.… Read More


Nevada Open Enrollment Game Plan The 4th quarter Nevada open enrollment period can be a stressful time for many people. Switching plans, shopping around, and figuring out which of your benefits changed can be very difficult. But it doesn’t have to be! You can work with a no-cost health insurance broker, such as our office,… Read More


Nevada Health Coverage There are generally three health insurance markets that our office can help you enroll in. Those are individuals and families, Medicare, and small groups. Depending on which market you are in, there will be various different Nevada health coverage options. Some insurance carriers operate in all three markets while some only sell… Read More


Individual Health Plans in Nevada An individual health plan is a type of medical insurance policy that you would purchase on your own for yourself or your family. Generally, these plans are for anyone without insurance and are under the age of 65. If you are over 65, then you are eligible for a Nevada… Read More


There are different types of deductibles when discussing insurance. To make things even more confusing, deductibles may have different rules or meanings depending on the type of insurance you are reviewing. This article specifically talks about the differences between an embedded deductible vs umbrella deductible in health insurance. We recommend reviewing the summary of benefits… Read More