Association Plans for Businesses Finding affordable health insurance plans for small businesses can be difficult. Depending on the average age of the employees, a small business might end up with a monthly rate that really cuts into your budget. You may end up with the choice of keeping the plan or terminating it to save… Read More

Switching Group Health Insurance Your health insurance plan can be a huge part of the benefits package offered to employees. Most businesses, small or not, will have a difficult time attracting and retaining employees without it. In addition, your plans should meet the needs of the employees at the most competitive price the business can… Read More

Group Insurance Enrollments As a health insurance broker, our services do not stop at finding you a health plan. Owners and administrators can often be swamped with work and tasks that are difficult and time-consuming. Administering your health plan does not have to be one of them. Your insurance broker should be offering a host… Read More

Association Health Plans in Nevada These plans became a big part of the Nevada health insurance industry in 2019. Association plans were lower costing small business health policies that allowed industry related businesses to join together. When these groups of businesses pooled together, they could operate under one large group and get lower rates from… Read More

Is Losing Coverage Due to Nonpayment a Life Event? The short answer: no. Generally, losing coverage because you did not pay your monthly premium is not considered a qualifying life event. There are quite a few different life events that allow you to purchase health insurance midyear. While these life events are designed to help… Read More

How Do HSA Plans Work? I often have clients ask to see plans and prices for HSA eligible health insurance plans. Usually, the idea to shop these plans comes from a friend or colleague that explains that HSA plans are the way to go. Another source is the attractive low deductibles that HSA plans have.… Read More

Difference Between Private and Subsidized Insurance As a health insurance broker here, I am often the first stop for people looking for new health plans. Many people are either newly eligible for different coverage, left their employer, or moved here recently. It has often been years since many new clients have shopped around for insurance… Read More

What Is Coinsurance One of the most misunderstood topics of insurance is coinsurance. This is a term that describes your cost-sharing for a health plan. Insurance is certainly not an easy topic to understand. Terminologies such as deductibles, copays, premiums, networks, and others can quickly confuse the average consumer about what they are buying. With… Read More

Sole Proprietor Plans in Nevada In 2019, Nevada saw association health plans become available for small businesses. These plans allowed businesses to have lower health insurance premiums by grouping similar businesses together as one large group. In addition, sole proprietors could form groups with some associations to receive significantly discounted premiums. In the health insurance… Read More

Are you looking for health insurance? You may want to consider Health Plan of Nevada in 2020. United HealthCare owns Health Plan of Nevada. Health Plan of Nevada offers many different types of HMO plans to both individuals and small employers. Also, their headquarters is in Las Vegas. Over the past few years, many people… Read More