Nevada Health Plans
There are various markets for Nevada Health Plans you might be eligible for. They are individual and family plans, groups, and Medicare. Depending on what sort of coverage you are looking for, each will have different plans and carrier options. If you need help finding a plan that works for your situation, a health insurance broker is a great way to start. Brokers do not charge fees and can walk you through the process of enrolling in a plan. Our office can help determine which market you are eligible for and how to get started on a policy.
Individual and Family
Many people often just purchase insurance on their own. Some examples could be you are a business owner with no employees, a 1099 employee of a company, or you recently lost coverage. Whatever your situation, our office can take you through the process of comparing plans and signing up. If it is outside of open enrollment, you will need to prove you had a qualifying life event. Open enrollment for these plans starts on November 1st and ends on December 15th. You can visit our individual page for quotes.
If you are a business in Nevada with one other non-related full-time employee, then you can start a group plan. Although, this employee generally has to be a W2 employee working full time. Insurance companies will request tax documentation to prove this. In addition, you will also have to pay for at least half of the cost of the plan for the employee. If you feel your business satisfies these requirements then that is great news. Business insurance plans are generally less expensive than individual plans. There are also more carriers and plan options to choose from. Setting up one of these plans becomes a great way to also attract and keep employees with your company. You can get prices for these plans on our group quote page.
Medicare plans are for anyone eligible for Parts A and B from the Social Security Administration which usually happens when you turn 65. Once you have Parts A and B, you can begin your search for additional coverage to fill in the gaps of Original Medicare. Original Medicare only covers about 80% of your medical expenses and does not cover prescriptions. You can either sign up for a Medicare Supplement or Medicare Advantage plan once you have A and B. Depending on your health needs and budget, one of these options will be a better fit for you. Use the link to go to our Medicare page to see prices.