The Business Network International group, also known as BNI, is now offering Association Health Plans. These Association Plans are offered through Hometown Health, a local insurance company in Reno. To get BNI Health Insurance, you must meet a few requirements:
- You must be a small business owner or a sole proprietor.
- Applicants must be in good standing with BNI.
- Your business must be in the state of Nevada.
Furthermore, BNI will also help you expand your business network. On a weekly basis, BNI hosts meetings throughout Northern Nevada to help connect business owners with each other.
Low Rates with BNI Health Insurance
BNI Health Insurance plans are technically large group plans. Many people will receive significant premium savings when transitioning from a traditional small group plan. Also, sole proprietors who qualify for BNI health insurance will save potentially thousands of dollars. Depending on your age and the plan you select, you may qualify for savings between 20 – 25% each month!
BNI Health Insurance Plan Options
There are 9 HMO and 9 PPO plans offered through the BNI health insurance program. For example, you can choose between bronze, silver, and gold plans depending on your specific medical needs. Also, if you have a certain amount of employees enrolling in the plan, you may qualify for a national PPO network.
Sole Proprietor Enrollment Period
If you are a sole proprietor, now is the time to apply! There is a limited enrollment period in 2019 for new applicants who have a sole proprietor business license:
- For applications received by 3/31/19, coverage will start on 4/1/19.
- For applications received by 4/15/19, coverage will start on 5/1/19.
- For applications received by 5/15/19, coverage will start on 6/1/19.
After 5/15, all sole proprietors who want BNI health insurance will need to wait until November to apply for coverage as early as January 1st, 2020.
Starting a group health plan can be tedious. There is a lot of paperwork that needs to be completed to start a BNI health insurance plan. Fortunately, our office is in Reno and we are more than happy to sit down with you to discuss options. Our licensed brokers do not charge fees, unlike some brokers in Nevada.